Text Messaging Disclosure

Investment advisory products and services made available through SMART Wealth, LLC, a federally registered investment adviser under the Investment Advisers Act of 1940 and an affiliate of Retire Smart. Registration as an investment adviser does not imply a certain level of skill or training. The communications of an adviser provide you with information about which you determine to hire or retain an adviser. Information about SMART Wealth, LLC can be found by visiting www.adviserinfo.sec.gov and searching by the adviser’s name.

The firm and its representatives may not provide tax or legal advice. Individuals should consult with a qualified professional for guidance prior to making any investment decisions. Insurance services offered through Retire SMART.

None of the information contained herein shall constitute an offer to sell or solicit any offer to buy a security. Do not use text messaging to request, authorize or affect the purchase or sale of any security, to send fund transfer instructions, or to affect any other transactions. Any such request, orders, or instructions you send via text messaging will not be accepted and will not be processed.

Text message communications are confidential and solely for the intended recipient. If you are not the intended recipient use, copying or further disseminating the information in the message is prohibited. If you received the message in error, please notify us by replying to the text message and permanently delete the message. Standard data messaging rates may apply.