Financial Services

One stop. Many options.

Preparing for retirement should create excitement, not concern. Yet for many, that’s not necessarily the case.

A recent study found that 72 percent of Americans indicated they would be willing to give up smaller pay increases in exchange for steady and reliable income in retirement. In the same study, 77 percent said the disappearance of pensions has made it harder to achieve the American dream.1

That’s where we come in.

We use insurance products, such as fixed annuities, and a variety of investment products to help you build financial strategies. From tax-efficient strategies to investment advice to protecting some of your assets — we’ll cover as many bases as possible to help you create a strategy that supports your retirement lifestyle and long-term financial goals.

Once we understand your financial situation, risk tolerance and investment objectives, we can help you decide which types of products and services fit within your financial strategy.

1The National Institute on Retirement Security. February 2017. “Retirement Security 2017: A Roadmap for Policy Makers – Americans’ Views of the Retirement Crisis and Solutions.” Accessed Jan. 30, 2018.


Retirement Income Strategies

We can help you decide which types of products may work best within your overall financial strategy.


Wealth Management & Investments

You may be able to use time to your advantage when investing for wealth accumulation.


Life Insurance

If helping loved ones maintain a standard of living and avoid financial hardships after your passing is a priority for you, life insurance products can help.


Tax-Efficient Strategies

Rising taxes may be a concern for anyone — especially for individuals approaching retirement. 



Adding an annuity may be an opportunity to help ensure a portion of your retirement income will be guaranteed.


Asset Protection

Diversifying your retirement assets among a variety of vehicles may offer you the best chance of meeting your retirement income goals.


Long-Term Care Strategies

We can help evaluate your situation and determine what kinds of products could fit into a comprehensive long-term care strategy.


IRA/401(k) Rollovers

We can help you determine if a rollover is the right move for you.


IRA legacy planning

If you don’t anticipate needing your IRA money in retirement, you may wish to consider a legacy planning strategy.

We can also refer you to professionals who provide the following services:

Charitable Giving
Estate Planning
Tax planning


Attorney, Kastrick Law

A native Nebraskan who earned his undergraduate and law degree from the University of Nebraska. Colin works with clients from a variety of backgrounds and asset levels, assisting them with simple wills to more advanced estate planning strategies of wealth transfer and asset protection to minimize or eliminate income and estate taxes.

Colin also works with new or established business owners to form and maintain their business, reduce their income taxes, and protect their personal assets, as well as retiring business owners who wish to find the most optimal way to sell their business or preserve it for future generations.

He is a member of the Nebraska Bar Association, Iowa Bar Association, American Bar Association and the estate planning specialty law groups, Wealth Counsel and Elder Counsel. Colin and his wife, a medical resident at UNMC, live in Omaha and enjoy spending time with friends, playing tennis and golf, and he’s an avid automobile enthusiast.

Attorney Colin Kastrick and Kastrick Law, LLC are not affiliated with Retire SMART. However, Kastrick Law is a tenant of, and may share clients with, Retire SMART.

Ready to take

The Next Step?

For more information about any of our products and services, schedule a meeting today or register to attend a seminar.